What to Consider Before Getting a Second Credit Card

Life presents us with a series of life-altering decisions. Should we search for a new job? Are we ready for marriage and children? Is getting a second credit card a good idea? Okay, maybe that last one isn’t in the same category, but it is an issue that requires some thought.

A second credit card means another monthly payment. Applying for one will have an effect on your credit score. There’s also the possibility that your spending could become unmanageable, and you’ll start to hear terms like “debt snowball” and “debt avalanche method,” which can sound scary if you don’t know what they are. (They’re ways to pay off your debt, BTW.)

None of this means that getting a second credit card is a bad idea. There are benefits to doing it and good reasons why you’d want to apply for one. In this article, we’ll go over some important … Read the rest

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China’s exports rise at robust pace in March, imports growth highest in 4 years

BEIJING – China’s exports grew at a robust pace in March in yet another boost to the nation’s economic recovery as global demand picks up amid progress in worldwide COVID-19 vaccination, while import growth surged to the highest in four years.

The data suggests the world’s second largest economy will continue to gather momentum as it emerges from the COVID-19-led slump in early 2020, though a lagging consumer rebound and resurgence in COVID-19 cases in many countries have raised risks for the outlook.

Exports in dollar terms soared 30.6% in March from a year earlier, but at a slower pace from a record 154.9% growth in February. The analysts polled by Reuters have forecast a 35.5% jump in shipments.

“Strong foreign demand is likely to be sustained throughout the second quarter as the global economy further recovers,” said Nie Wen, analyst at Nie Wen, economist at Hwabao Trust.

“But with … Read the rest

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Quitting is Hard, Let CBD Help

We know that quitting an addiction to tobacco and nicotine is difficult. However, researchers believe that CBD may be the key to breaking the habit permanently. Millions try every year to kick cigarettes to the curb, but only six percent seem to find success. Mental addiction is the hardest aspect to overcome, and non-tobacco pouches or other nicotine replacement therapy only treat the physical dependence. CBD works on retraining your brain, so you can focus on battling the physical facet.

How CBD Helps

The CDC has announced that more Americans are addicted to tobacco above any other drug, including cocaine. Millions of dollars are poured into research and products every year to find an end to this problem, as it is the number one cause of preventable deaths. Researchers ran a week-long experiment in 2013 to determine if there was any proof to claims regarding CBD helping prevent mental addiction. … Read the rest

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Blinken warns of China’s ‘increasingly aggressive actions’ against Taiwan

WASHINGTON — US Secretary of State Antony Blinken said on Sunday the United States is concerned about China’s aggressive actions against Taiwan and warned it would be a “serious mistake” for anyone to try to change the status quo in the Western Pacific by force.

“What we’ve seen, and what is of real concern to us, is increasingly aggressive actions by the government in Beijing directed at Taiwan, raising tensions in the Straits,” Mr. Blinken said in an interview with NBC’s “Meet the Press.”

Beijing on Thursday blamed the United States for tensions after a US warship sailed close to Taiwan.

The United States has a longstanding commitment under the Taiwan Relations Act to ensure that Taiwan has the ability to defend itself and to sustain peace and security in the Western Pacific, Blinken said.

Asked if the United States would respond militarily to a Chinese action in Taiwan, Mr. Read the rest

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How to Become a Gambling Counsellor?

The impact of gambling related problems is not just financial but also associated with mental health problems leading to depression, anxiety, and even suicide. This pathological gambling affects individuals, their families, and friends, and even society. The effects of this gambling addiction and betting when on GamStop have motivated some people to engage themselves to assist those who need help to overcome.

Gambling counsellor is one of the positions that provide gambling counselling to the target people and their relatives. This job has become attractive since it promotes public awareness about the social issues related to compulsive gambling through high-quality gambling counselling. Additionally, with the growing popularity of bookies listed at NonGamStopBets.com among the GamStop players gambling-related services are also becoming important. For those who want to become a gambling counsellor or start their career path in the gambling area, consider following these steps.

Undertake a Basic Course

Similar to … Read the rest

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Speed up your game with the new vivo Y20s [G]

vivo’s newest budget smartphone can be pre-ordered on April 10-15, with free True Wireless Earphones

Playing games like Mobile Legends or League of Legends on smartphone has become one of the ways Filipinos pass time, especially with the lockdown still keeping many at their homes most of the time. As smartphones get more upgraded and enhanced, users can enjoy playing more sophisticated games for hours without compromise on the stability and performance of their phones.

Global technology brand vivo continues to upgrade its industry-leading gaming technology packed in its smartphones, and it will launch this April its latest upgrade – the vivo Y20s [G], a budget smartphone loaded with features that will provide users a smooth and high-performing gaming experience.

Enabling its capacities for gaming, the Vivo Y20s [G] is powered by a MediaTekHelio G8O gaming processor that optimizes performance as well as effectively manages all of the budget smartphone’s … Read the rest

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Why Your Business Needs A Bookkeeping Service In 2021

There are several tips and tricks you’re given when you first become a business owner. Although some of them are genuinely useless, others aren’t meant to be overlooked. If you’re like most business owners, no matter how new or old your business is, you’ve probably been told several times that you need a good bookkeeping service. These services are one that should never be undermined. You’ll have to keep in mind that although there are people out there that love to weigh in constantly on someone’s decisions as a business owner, some opinions are indeed valid and you shouldn’t miss out on these opportunities when they come to you. 

If you have been told that your business needs a bookkeeping service to become even more successful, instead of ignoring this advice like you previously might have been doing, act on it. Bookkeepers, like accountants, can help a company keep track Read the rest

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Level up your gaming experience with vivo Y20s [G]

Games provoke various sensations in every stage. During the challenges, players participate with full of excitement and energy. Then marvelous feels would arise when they achieve victory.

Yet in the virtual arena, the electronic device would also have a large impact on the gaming experience. Thus, players expect them to match their abilities for a great sensation in both competing and winning.

Focusing on helping the users take part in different games through an affordable device, global technology company vivo launches the vivo Y20s [G]. This new smartphone is available for pre-order for only P9,999 from April 10-15, 2021.

Aside from being able to go through the notable gaming features firsthand, pre-ordering the vivo Y20s [G] also comes with free True Wireless Stereo (TWS) earphones worth P2,499, which can accompany the users with a good audio experience during the game.

Among the gaming necessities added in vivo Y20s [G], the Read the rest

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Fernwood Women’s Health Clubs: The Right Place to Achieve your Fitness Goals

“We know how a woman thinks about her health and what drives her towards achieving her fitness goals. With almost all our key executives being female, we are very attuned to the woman of today,” says Diana Williams, the Founder and Managing Director of Fernwood Women’s Health Clubs.

This extensive comprehension of women’s health and fitness needs is what makes Fernwood Women’s Health Clubs one of the best fitness and gym franchises in the world, leading to being featured on the cover story of this edition.

“At Fernwood we are not focussed on how many clubs we open, as much as we are concerned about how financially strong each franchisee is. Fernwood’s success is due to strength of each of our franchisees.”

Fernwood was founded in 1989 when Diana recognised that women needed a place of their own – a sanctuary where they could exercise and reach … Read the rest

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Booming market for fake COVID-19 vaccine passports sparks alarm

Fake coronavirus vaccine passports are being sold online for “peanuts” in a fast-growing scam that has alarmed authorities as countries bet on the documents to revive travel and their economies, cybersecurity experts said.

From Iceland to Israel, a number of countries have started to lift lockdown restrictions for people who can prove they have been vaccinated—letting them visit leisure venues or cross borders if they show vaccine papers.

“People are trying to circumvent that by creating false documents, essentially putting the lives of others at risk,” Beenu Arora, founder of cyber-intelligence firm Cyble, told the Thomson Reuters Foundation in an online interview.

“We’ve seen hundreds of websites on the dark web where these documents are being sold … at the price of peanuts,” he said.

The dark web is a part of the internet that lies beyond the reach of search engines, where users are largely anonymous and mainly pay … Read the rest

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