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How to get a business line of credit when you’re just starting out

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The information provided in this blog is for informational purposes only and should not be considered as legal or accounting advice from GoDaddy. Always consult an attorney or accounting professional regarding your specific situation.

When you’re starting a new business, there may be no more important resource to have on hand than financing. Call it what you want — funding, cash, liquidity — but small business financing makes it possible for you to afford all the important investments you’ll need to make in your business to get it off the ground. With that in mind, you may be wondering how to get a business line of credit.

A line of credit (LOC) is typically a pool of money that a lender extends you, which you are able to draw from as financing needs arise. Each draw has its own repayment schedule, and when you replenish the pool by repaying your … Read the rest

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US consumer confidence fades further in August

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With the White House still unable to resolve its impasse with Democratic leaders in Congress over a new spending package after expanded unemployment benefits and other aid measures expired at the end of July, survey respondents were more pessimistic about their job prospects as well.

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GM uses salaried workers to keep Missouri plant open as workers call out sick due to coronavirus

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General Motors is using salaried employees to fill positions of absent hourly union workers to keep a truck plant operating as it attempts to refill dealer inventories due to the coronavirus pandemic.

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12 value stocks to buy right now—and 3 to avoid—according to Bank of America

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If you take a look at some of the top performers in the stock market right now, it appears one thing is winning: growth.

To be sure, while value has historically outperformed growth, the run of high-flying and expensive tech stocks have been been what’s pushed the market higher in recent months and years.

And while many are predicting that pricey tech stocks will continue their trek higher, Bank of America analysts are warming up to certain value stocks, equity and quantitative strategy analysts wrote in a research note Tuesday. In 14 of the last 14 recessions, “value stocks led in the recovery,” BofA analysts wrote in a July note.

“The conditions have never been more right for value to far outperform growth as the economy recovers over the next few years,” Vitali Kalesnik, a Ph.D. economist from the University of California, Los Angeles, and director of research for Europe … Read the rest

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8 powerful organizations for women in business

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This post was originally published on March 9, 2017  and was updated on Aug. 25, 2020.

No woman is an island. You might have gone into business on your own, but that’s no reason to isolate yourself. I’m not suggesting you start hiring (especially if your business is brand new), but I am suggesting that connecting with other like-minded entrepreneurs through professional organizations for women can provide you with a dose of inspiration and motivation — not to mention resources you might not have discovered otherwise.

Why professional organizations for women are beneficial

As a female business leader and entrepreneur, I know that community is important. That’s why I advocate for women to get involved with professional organizations.

Unlike brief social media interactions and webinars that focus on conveying quick snippets of information, professional organizations for women are about long-term support, connections and growth.

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Number of states allowing to-go cocktails has surged from 2 to 33 during coronavirus

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The coronavirus is shaking up America’s liquor laws.

At least 33 states and the District of Columbia are temporarily allowing cocktails to-go during the pandemic. Only two — Florida and Mississippi — allowed them on a limited basis before coronavirus struck, according to the Distilled Spirits Council of the United States.

Struggling restaurants say it’s a lifeline, letting them rehire bartenders, pay rent and reestablish relationships with customers. But others want states to slow down, saying the decades-old laws help ensure public safety.

Julia Momose closed Kumiko, her Japanese-style cocktail bar in Chicago, on March 16. The next day, Illinois allowed bars and restaurants to start selling unopened bottles of beer, wine and liquor, but mixed drinks were excluded.

Momose spent the next three months collecting petition signatures and pressing lawmakers to allow carryout cocktails. It worked. On June 17, she poured her first to-go drink: a Seaflower, made with … Read the rest

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Which review sites matter to your industry

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This post was originally published on March 22, 2018 and was updated on August 24th, 2020.

For small business owners, asking how your businesses did is a mandatory component of a successful operation. How do you go about getting an understanding of where you stand in the eyes of your customers? The answer is soliciting, reading and replying to the feedback left at online review sites.

As a relatively recent marketing phenomenon, online review sites have dramatically grown in popularity over the past five years. The primary reason for the growth is the trust consumers place in other consumers to leave truthful, heartfelt reviews of small businesses.

Did you know that nine out of 10 consumers read online reviews before they make a buying decision?

Trust is just one of the many compelling reasons why your small business needs to increase its exposure at online review sites.

Why are customer

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